Аренда и продажа элитной жилой и коммерческой недвижимости Санкт-Петербург, Россия
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ELIITTIASUNNOT VUOKRALLE
ASUNTOJEN MYYNTI
TOIMITILAT VUOKRATTAVANA

Uutiset

23.09.2013 Investment in real estate Saint-Petersburg
Investment in real estate has always been a safe way of income. Especially taking into consideration the fact that housing prices grow by an average of 10 % per year.
Acquisition of real estate for investment purposes has become popular in the late 1990s - early 2000s.
Currently according to estimation of experts about 15-20% of apartments are purchased for investment purposes. This doesn’t have a significant impact on the prices in the whole market, as these apartments are not numerous. Though at the stage of commissioning of the house the developer has to take into account the emission of these apartments and establish competitive prices.

Low-cost purchase

The minimum amount of investment in the purchase of an apartment is 1.5 million. The most profitable investments are small-sized studios and one-bedroom apartments of 25m2 - 32m2, located near the metro stations.
According to experts, during the last 2 years the popularity of investment in 2-bedroom apartments has increased, though small-sized real estate properties are still the most demanded. The location of a flat can be either in the city or in the suburbs of St. Petersburg.
In the near future Kudrovo and Murino will become places of comfortable residents, and the prices there in general will be higher than now.
Interest in the suburbs is primarily due to the lowest cost of 1 square meter, as well as the rapid pace of development of these areas. Not only location of the residential building is important, but also the developer company. You should pay close attention to the developer reputation, reliability of the project.

Income

It’s possible to get Income from the apartment in two ways. Resale - the fastest way to return the invested funds. Time of resale depends primarily on the timing of completion of a residential building. Often investors sell their apartment or house before commissioning of a residential building, or at the moment when the acts of transfer are not signed yet, otherwise the investor will have to wait up to six months, for registration of property. In addition, after the sale of the property the seller will have to pay a tax of 13%, and only after 3 years it’s possible to sell it without paying this tax.
Investors who buy apartments on the first stages of construction can expect to have an annual income of 16 to 30%, depending on the quality of the residential real estate. The difference between the price at the start of the project and after its completion can reach 50 %.
Another way of income is when apartments are bought for further lease, the income of this investment is estimated by experts at 8-12 % annually. The rental market in the city is well developed: there’re a lot of tourists, workers, students - people who can’t afford to buy real estate property. The advantage of lease is that this will be a permanent source of income, but that investment will pay off over a longer period of time, on average, fifteen years later. It’s easier to put money in the bank and get interest from them.
Interest in investments in real estate has always been and will always be, as it is a safe investment, especially taking into consideration the rising prices by an average of 10 % per year.
According to experts, on the eve of new recessions, the number of purchases of property for investment purposes increases, the catalyst in this case is the dynamic of currency exchange rate. The growth of transactions for the purchase of real estate for investment purposes, noted in June and July, can be regarded as a definite indicator of possible economic shocks.
However, several recessions of the last 15-20 years show that the behavior of prices in the property market across Russia differs. Accordingly, Moscow and St. Petersburg are more tied to changes of dollar, and the regions of ruble.
However, one must understand that not many people possess spare 2-3 million rubles. Therefore, the number of investors is unlikely to grow in the coming years.